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Health Care Reform: Understanding the Details of the 'Individual Mandate'

One of the big health care reform battles is over a single provision in the 1,000-page law: that we must buy health insurance. And if we don't, we pay a fine. It's angered a lot of people. Congress, some say, doesn't have the right to force us to buy anything. If it does, it's infringing on our individual rights. Like all arguments, this one has another side. Those in favor of health care reform say the requirement to buy insurance will keep costs down for all of us. Without it, they say, only sick people will buy insurance. And we need healthy people paying into the system so costs are spread out among more of us.