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Colorado Senate Passes Child-Coverage Mandate for Individual Health Insurers

The Colorado Senate overwhelmingly passed an industry-supported bill Tuesday mandating that insurers offering individual health policies to adults also offer them to all children. Senate Bill 128, sponsored by state Sen. Linda Newell, D-Littleton, came about after most of the state’s largest individual insurers stopped offering new child-only policies when it became federally mandated on Sept. 23. Insurers said that if competitors were not mandated to offer such insurance, those who remained in the market would get stuck giving policies to children with costly pre-existing conditions and would have to raise the prices of policies to all clients to compensate.
 

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